Author: The Carolinian

FTC-When you buy a franchise, you may be able to sell goods and services that have instant name recognition, and get training and support that can help you succeed. But purchasing a franchise is like any other investment: there's no guarantee of success. The Federal Trade Commission, the nation's consumer protection agency, has prepared this Guide to help you decide if a franchise is right for you. It suggests ways

NC Newsline - North Carolina reached significant milestones in health, with more people gaining insurance and some on track to have their medical debts forgiven.  Gov. Roy Cooper announced this month that more than 600,000 people had enrolled in expanded Medicaid. The state has been enrolling people in expanded Medicaid for a little more than a year and the pace of sign-ups is twice as fast as expected.  Cooper fought

By Claudia Sutherland Contributor The Haitian Revolution has often been described as the largest and most successful slave rebellion in the Western Hemisphere. Enslaved people initiated the rebellion in 1791 and by 1803 they had succeeded in ending not just slavery but French control over the colony. The Haitian Revolution, however, was much more complex, consisting of several revolutions going on simultaneously. These revolutions were influenced by the French Revolution

TALLAHASSEE, Fla. (AP) - Buried among Florida's manicured golf courses and sprawling suburbs are the artifacts of its slave-holding past: the long-lost cemeteries of enslaved people, the statutes of Confederate soldiers that still stand watch over town squares, the old plantations turned into modern subdivisions that bear the same name. But many students aren't learning that kind of Black history in Florida classrooms. In an old wooden bungalow in Delray

Bankrate-Disputing shared finances among couples can be a hard relationship dealbreaker. Even something as simple as deciding what kind of bank account to open can provoke disagreements, but it's important to consider how your bank account can support your relationship in the long run. "Most couples hate to talk about money and will delay discussing their finances," says Gina Grippo-Martinez, wealth advisor at ALINE Wealth in the New York City

Nationwide - CreditRich, the first Black woman-owned neo-bank, that allows users to round up their spare change to pay their bills intelligently and optimize their credit scores as fast as possible, announced today the historic opening of their $100 million Series B Round at the $1 billion valuation and welcomed Rudy Terrazas, Founder of GWA Funding, to their board. This financing will strengthen CreditRich's self-reinforcing model to expand the number

NEW YORK (AP) - With the end of 2024 around the corner, you might be reflecting on financial goals for 2025. Whether you're saving to move out of your parents' house or pay off student loan debt, financial resolutions can help you stay motivated, said Courtney Alev, consumer advocate for Credit Karma. "Entering a new year doesn't erase all our financial challenges from the prior year," Alev said. "But it

ATLANTA (AP) - Jimmy Carter, the peanut farmer who won the presidency in the wake of the Watergate scandal and Vietnam War, endured humbling defeat after one tumultuous term and then redefined life after the White House as a global humanitarian, has died. He was 100 years old. The longest-lived American president died on Sunday, roughly 22 months after entering hospice care, at his home in the small town of Plains, Georgia, where he and his wife, Rosalynn, who died

The holiday season isn't prime time for the housing market. Fewer people buy and sell homes in the winter months, leading to a decline in home loan applications.  Furthermore, mortgage rates have reached their highest levels in weeks. Following the Federal Reserve's third interest rate cut at its December policy meeting, the average 30-year fixed rate jumped back up to its November high of around 7%. Though the Fed influences

NEW YORK (AP) - The Biden administration has finalized a rule limiting overdraft fees banks can charge, as part of the White House's campaign to reduce junk fees that hit consumers on everyday purchases, including banking services. President Joe Biden had called the fees, which can be as high as $35, "exploitative," while the banking industry has lobbied extensively to keep the existing fee structures in place. Under the finalized