Author: The Carolinian

Nationwide - CreditRich, the first Black woman-owned neo-bank, that allows users to round up their spare change to pay their bills intelligently and optimize their credit scores as fast as possible, announced today the historic opening of their $100 million Series B Round at the $1 billion valuation and welcomed Rudy Terrazas, Founder of GWA Funding, to their board. This financing will strengthen CreditRich's self-reinforcing model to expand the number

NEW YORK (AP) - With the end of 2024 around the corner, you might be reflecting on financial goals for 2025. Whether you're saving to move out of your parents' house or pay off student loan debt, financial resolutions can help you stay motivated, said Courtney Alev, consumer advocate for Credit Karma. "Entering a new year doesn't erase all our financial challenges from the prior year," Alev said. "But it

ATLANTA (AP) - Jimmy Carter, the peanut farmer who won the presidency in the wake of the Watergate scandal and Vietnam War, endured humbling defeat after one tumultuous term and then redefined life after the White House as a global humanitarian, has died. He was 100 years old. The longest-lived American president died on Sunday, roughly 22 months after entering hospice care, at his home in the small town of Plains, Georgia, where he and his wife, Rosalynn, who died

The holiday season isn't prime time for the housing market. Fewer people buy and sell homes in the winter months, leading to a decline in home loan applications.  Furthermore, mortgage rates have reached their highest levels in weeks. Following the Federal Reserve's third interest rate cut at its December policy meeting, the average 30-year fixed rate jumped back up to its November high of around 7%. Though the Fed influences

NEW YORK (AP) - The Biden administration has finalized a rule limiting overdraft fees banks can charge, as part of the White House's campaign to reduce junk fees that hit consumers on everyday purchases, including banking services. President Joe Biden had called the fees, which can be as high as $35, "exploitative," while the banking industry has lobbied extensively to keep the existing fee structures in place. Under the finalized

(AP NEWS) Kwanzaa has become a nationally recognized celebration of African culture and community in the United States since its founding in 1966 and also is celebrated in countries with large African descendant populations. The holiday, which serves as a nationwide communal event reinforcing self-determination and unity in the face of oppression, spans seven days from the day after Christmas through New Year's Day. It is observed in large, city-sponsored

Diane Winston, The Conversation Tinseled trees and snowy landscapes are not the only signs of the upcoming holiday season. Red kettles, staffed by men and women in street clothes, Santa suits and Salvation Army uniforms, also telegraph Christmastime. William Booth, an English evangelist, founded the Salvation Army in 1878 as a religious outreach to London's poor. How a British evangelical church became an American icon is an ongoing interest of

The U.S. Department of Housing and Urban Development (HUD) has extended its foreclosure moratoriums for FHA-insured single family home mortgages and home equity mortgages in federally declared major disaster areas to April 11, 2025. The extension is intended to give borrowers affected by Hurricanes Helene and Milton additional time to access federal, state or local housing resources or to consult with HUD-approve housing counselors or to rebuild their homes. "When

Diane Winston, The Conversation Tinseled trees and snowy landscapes are not the only signs of the upcoming holiday season. Red kettles, staffed by men and women in street clothes, Santa suits and Salvation Army uniforms, also telegraph Christmastime. William Booth, an English evangelist, founded the Salvation Army in 1878 as a religious outreach to London's poor. How a British evangelical church became an American icon is an ongoing interest of

The Guardian - If you want to witness the last vestiges of human intellect swirling down the drain, hold your nose and type the words "skibidi toilet" into YouTube. The 11-second video features an animated human head protruding from a toilet bowl while singing the nonsensical lyrics "skibidi dop dop dop yes yes". The clip has been viewed more than 215m times, and spawned hundreds of millions of references on