North Carolina’s Disaster Risk Is High. How Does That Affect Home Insurance premiums?
BPR News - New data from a national insurance-comparison platform, Insurify, shows that homeowner's insurance rates are rising across the nation - in many cases, due to climate risk. Insurify projects North Carolina's insurance premiums to rise only by about 5% in 2026, and have risen 14% overall since 2023, though rates actually fell a little in 2024. Compared to other high climate-risk states, the premiums are fairly flat -